About

Finance has been a passion of mine for a while. I've been studying it and reading around it in my own time, self-taught up to AAT Level 3 standard, and currently aiming to study CIMA. Somewhere along the way I kept running into the same thing. The moment you step outside of a guided explanation, everything turns into jargon. Terms get used like they're common knowledge when most people have never had a reason to learn them.

That's what MoneyTranslator is here for. If you've ever read something financial and felt like you missed a meeting where everyone else got the memo, this site is for you.

MoneyTranslator covers the terms that come up most in everyday personal finance across six areas:

• Borrowing; loans, overdrafts, APR, credit cards
• Saving; ISAs, AER, compound interest, emergency funds
• Mortgages; LTV, fixed rates, how mortgages actually work
• Credit; credit scores, what affects them and how to improve them
• Budgeting; net income, direct debits, standing orders, making a plan
• Economics; inflation, interest rates, depreciation

Each term gets a plain English explanation, a real world example, and the most common mistake people make with it.

Alongside the term explanations, you'll find guides that go deeper on specific situations. Some of these are things I've actually lived through myself. Others are things I've researched carefully but haven't experienced firsthand yet. I'll always be upfront about which is which, and I'll update guides with real experience as things happen for me.