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UK finance jargon - in plain English

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UK finance terms, explained in plain English

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Stamp Duty

A tax paid when you buy property in England and Northern Ireland above certain thresholds.

Mortgages

Student Loans UK

Budgeting

Compound Interest

Saving

Recent guides

How to Open an Index Fund A step-by-step walkthrough for opening your first index fund account in the UK. 8 July 2026

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APR Overdraft Minimum Payment Balance Transfer Secured vs Unsecured Debt Debt-to-Income Ratio AER ISA Compound Interest Emergency Fund Pension Contributions Index Funds Diversification Risk vs Return Lifetime ISA Mortgage LTV Stamp Duty Equity Remortgaging Fixed Rate vs Tracker Mortgage Credit Score Credit Utilisation Soft Search vs Hard Search Budget Take-Home Pay Direct Debit Standing Order Payslip Explained Student Loans UK Inflation Interest Rate Depreciation Tax Bands Personal Allowance National Insurance Net Worth Opportunity Cost PCP HP Finance

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Definitions simplified for education.
Financial products, rates and rules can change over time.
Always check provider terms before making financial decisions.

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